Mauritius Port-Louis Part 2

Mauritius Port-Louis Part 2

Check out these car insurance images: Mauritius Port-Louis Part 2 Image by Isla-Mauricia Image from page 14 of “Scientific American Volume 25 Number 21 (November 1871)” (1871) Image by Internet Archive Book Images Identifier: scientific-american-1871-11-18 Title: Scientific American Volume 25 Number 21 (November 1871) Year: 1871 (1870s) Authors: Subjects: patent scientific steam center tion valve fireproof iron scientific american patents psychic force nitric acid xew york wrought iron vander weyde sir john cloth strip insurance companies hot air Publisher: View Book Page: Book Viewer About This Book: Catalog Entry View All Images: All Images From Book Click here to view book online to see this illustration in context in a browseable online version of this book. Text Appearing Before Image: and all articlesneedful in Machine or Railroad Repair Shops. 126 and128 Chambers st., New York. MODELS, PATTERNS, EXPERIMENTAL,and other machinery, Models for the Patent Office,built to order by HOLSKE MACHINE CO., Nos. 528, 5BLand 532 Water st., near Jefferson. Refer to Scientific)American olllce. 14 tf Andrews Patents. Noiseless, Friction (Grooved* Portable, andWarehouse Hoisters. Friction or Geared Mining & Quarry Holsters. Smii ke-Burnintf Safety Boilers. Osci Hating Engines, Double and Single, 1-2 tolUO-Ilorse power, Centrifugal Pumps, 100 to 100,000 Gallonsper [Himite, Best Pumps in the World, passMud, Sand, Gravel, Coal, Grain, etc., with-out injury. A11 Light, Simple, Durable, and Economical. Send lor Circulars. WM. D. ANDREWS & BRO., 414 Water street, New York. from 50 cts. 12 SAMPLES sent (postage paid) for FiftyCents, that retail easily for Ten Dollars.B. L. WOLCOTT. No. 181 Chatham Square, N.Y. Peteler Portable Railroad Company, OFFICE, 42 BKOADWAY, NEW YORK. Text Appearing After Image: TO...
Insurance Facts – Other Clauses – Part II

Insurance Facts – Other Clauses – Part II

by brizzle born and bred Insurance Facts – Other Clauses – Part II Savings clause The incident may also mean that the insured spends less money in producing the decreased turnover, apart from the reduction in “variable” costs. Thus, if the insured’s premises are destroyed in total and the insured does not pay rent for additional premises, or pays less rent, he may save a considerable amount which will be taken into account by insurers in assessing their payments. The “savings clause” provides for the deduction from the claim of any sums saved during the indemnity period which result from the incident, and is intended simply to preserve the principle of indemnity rather than to enable the insurer to make any profit.     Other circumstances This clause takes into account business trends and other variations and is intended to resolve any conflict that may occur between the assumptions underlying the insurance and the facts of any particular incident. Clearly, the sum insured is based upon the accurate accounts of the previous year and the basic assumption underlying business interruption insurance is that the rate of gross profit remains relatively constant from year to year. Where this varies, the figures are also varied. Thus, the sum payable by the insurer may be decreased to take into account a heavy advertising drive during the previous 12 months which will not be repeated by the insured, so that sales would have decreased in any event during the indemnity period. Further, the reduction in turnover must occur “in consequence of the incident” so that if a reduction can be attributed to causes...
Mauritius Port-Louis Part 2

Mauritius Port-Louis Part 2

Check out these car insurance images: Mauritius Port-Louis Part 2 Image by Isla-Mauricia Elevated Pedestrian Walkway Image by Canadian Pacific Central is where the banks, insurance companies, stockbrokers, land developers, lawyers, expensive doctors, luxury goods shops and global conglomerates are located. To facilitate traffic, cars are given priority on the roads and people walk on elevated walkways that penetrate many well-known and important commercial buildings in the...
Mauritius Port-Louis Part 2

Mauritius Port-Louis Part 2

Some cool car insurance images: Mauritius Port-Louis Part 2 Image by Isla-Mauricia 20160806 1524 – car accident – rear-ended – 3 – enemy carbatant Image by Rev. Xanatos Satanicos Bombasticos (ClintJCL) After visiting a friend, Clint’s ice cream addiction caused us to to go home via an alternate route in order to get ice cream a SECOND TIME IN THE SAME DAY… and then we got rear-ended! If you watch the video, we were sitting still for THREE SECONDS when they hit us. The people didn’t have insurance, though they gave insurance information to the officer. They were also combative with Clint – the 19-year-old driver’s mother was in the car, telling her to leave the scene. I basically ran out and took a pic of their license plate for a quick ID, in case they tried to jet. It turns out that these people hadn’t paid their insurance bill. The insurance company quickly paid us 0 when we sent them the dashcam video. Clint didn’t get the bumper repaired, because it was still functional. Then the car perma-died soon after, so the 0 was really money towards the next car. The dashcam video definitely helped with the outcome. So anyway, these people — They refused to talk to the insurance company — but they had the girl’s boyfriend call Clint in some sort of weird subtle attempt at intimidation. The insurance company HAD TO SEND AN AGENT TO THEIR DOOR, PHYSICALLY, to get them to talk. From the talk of the insurance guy, it sounded like this was going to automatically incur criminal charges of driving without insurance...
Insurance Issues – Contamination – Part IV

Insurance Issues – Contamination – Part IV

by free pictures of money Insurance Issues – Contamination – Part IV The assured argued that “contaminate” meant introducing foreign sub­stance thus effectively creating a different substance. It conceded, however, that a product is also referred to as contaminated when the foreign substance merely injures its usefulness without affecting the original physical character­istics. It was argued that this created an ambiguity and therefore the policy should be read in favour of the assured. However, the court decided that if contamination had two equally familiar meanings then the clause excluded loss caused by the substance being materially altered by contamination and also where the usefulness of the property has been affected by the introduction of a foreign substance, and found against the assured.   It is often a fine distinction to draw between whether the proximate cause is in fact the contamination of the insured property or the introduction of the foreign substance which may be caused by some accidental event—hence, the addition of the provision to some contamination and pollution clauses as referred to above. In the the case of Raybestos—Manhattan Inc. v. Industrial Risk Insurers (1981), the assureds heptane tank was mistakenly filled with fuel oil creating a mix of fuel oil and heptane resulting in damage. The court found that, although contamination was excluded, the proximate cause of loss was in fact the unintentional filling of the tank with the wrong substance, which was not excluded even though the cause produced a loss by contaminating the tank.   Some of the contamination exclusions also make reference to a change in colour, flavour, texture or finish or, alternatively,...